TIME TO MAKE A PLAN-Financing the new you

Posted by Aziza on Thursday, June 3, 2010 at 1:55 pm 

Many people want surgery and they want it now. So they come in for a consultation and get excited about the transformation that will take place, but fail to plan how they will pay for the surgery. Financing your surgery is an excellent option if you want to make payments instead of paying cash up front. There are several companies that provide financing for plastic surgery procedures and many of the companies require no money down and offer a variety of payment plans. However unlike a house or a car it is quite hard for a financing company to repo a tummy tuck or a behind augmentation once you have had surgery, so they tend to be stricter when it comes to lending for these type of procedures and the interest rates tend to be higher.

Before you decide to set-up your consultation appointment you should determine if financing will be an option for you. If you want to increase your chance of getting financed follow these steps:

Step 1-is to know your credit score from ALL 3 CREDIT REPORTING BUREAUS. Make sure you get the scores directly from the credit reporting agencies to ensure accuracy. The fee is minimal and it will save you a lot of heartache and disappointment.

Most of the financing companies require you to have a good credit score. Nowadays that means in the mid to upper 600 range.

Step 2-Your minimum gross monthly income should be at least $2000 a month and it must be verifiable. Cash only income probably means they will not finance you.

Step 3-You should have at least 2 years of established credit history with no open collections, unsatisfied judgments or tax liens showing on your credit report.

Step 4-No bankruptcies in the last 3 years

Step 5-Make sure to include All income that comes into the household and helps pay the bills where it ask for total household income.

Step 6-It usually takes two years for the credit bureau to update your demographic information. Therefore, if you have moved recently let the financing companies know that so that you are not denied because your demographic information does not match up.

If you do not meet the above-listed requirements you may be able to use a co-applicant who does. If you decide to go this route, make sure that co-applicant can get to your Doctor’s office, because most time they will have to present ID and sign the paperwork in person.

Remember to ask how long the approval is good for. Some companies the approval may only be good for as little as 90 days, so make sure you check with the lender.

Most companies will have an answer to you of yea or nay within 48 hours. Good luck and please contact us at 678-105-8400 if you have additional questions.

Is taking diet pills like Phentermine and getting a tummy tuck safe?

Posted by Andrew Jimerson II, M.D. on Thursday, March 25, 2010 at 6:41 pm 

I do not advised continuing to take any diet pills prior to surgery. These pill can cause high blood pressure and a high heart rate during surgery. I instruct patients to stop taking these medications 2-4 weeks before having surgery.

Also, I do not advise dieting prior to surgery. Poor nutrition can affect healing time.
Hope this helps
Dr. Jimerson

Advanced Plastic Surgery Solutions

Posted by Andrew Jimerson II, M.D. on Sunday, February 28, 2010 at 8:58 pm 

Still YOU, Only Better

Men Find Curvy Women More Attractive

Posted by Aziza on Saturday, February 27, 2010 at 4:56 pm 

Under the knife: Local woman feels more confident post-surgery

Posted by Andrew Jimerson II, M.D. on Tuesday, January 5, 2010 at 1:05 pm 

by Jennifer Chapman of Northside Woman Magazine

December 31, 2009 | 04:08 PM
Julie Stein said she never enjoyed shopping for clothes. The Alpharetta mother of two said she was very self conscious about not being able to fit into dresses and shirts.

“I always kept waiting to hit puberty and it never seemed to happen,” said Stein.

At 5-foot 3-inches tall and 105 pounds, Stein was small-framed. She wore a size AA bra and wanted to feel more feminine.

“This is a part of my body that I’m sensitive about…it’s a womanly thing,” said Stein, 40.

She started researching breast augmentation surgery – the good, the bad and everything in between. She began researching doctors, as well.

A co-worker of Stein’s couldn’t stop talking about a tummy-tuck procedure she underwent with Dr. Andrew Jimerson at Advanced Plastic Surgery Solutions in Suwanee.

“After she recommended Dr. Jimerson, I went for a consultation and learned about his background,” said Stein. “I was really impressed. He really does aim to please the patient.”

Stein went under the knife in December 2007 for breast augmentation surgery, increasing her breast size to a B-cup.

“I didn’t want melons,” she laughed. “I didn’t want to look top-heavy. Dr. Jimerson took my needs into consideration and knew that I wanted a subtle, but noticeable change.”

The outpatient breast augmentation was Stein’s first cosmetic procedure.

“I was a little nervous,” she said. “I researched a lot of information – all about what can happen, the good, the bad and the after effects of surgery. But (Dr. Jimerson) assured me of the chances of something (bad) happening was very, very low.”

Stein opted for silicone breast implants, which cost about $5,000.

“They’re more of a natural feel,” she said. “They’re soft and about as natural as you can get.”

Post-surgery, Stein said she felt pain and engorged. But with proper pain medication and a specialty post-surgical bra, she said her recovery was quick.

“I saw results pretty quickly, too,” said Stein. “Within a couple of weeks I felt much better.”

Two years after surgery, Stein said she couldn’t be happier.

“The best part was shopping for a dress for a black tie affair that I attended about a month after my surgery,” said Stein. “I wasn’t limited to what I could try on and I fit into all kinds of dresses. And, anyone that doesn’t know couldn’t guess that I’ve had surgery.”

Stein said she recommends that women who are interested in having cosmetic procedures should do their research and consult with a physician.

Click Here To See Article on Northsidewoman.com